Branchless banking and Contactless payment In many countries, mobile phones are used to provide mobile banking services, which may include the ability to transfer cash payments by secure SMS text message. Kenya's M-PESA mobile banking service, for example, allows customers of the mobile phone operator Safaricom to hold cash balances which are recorded on their SIM cards. Cash can be deposited or withdrawn from M-PESA accounts at Safaricom retail outlets located throughout the country and can be transferred electronically from person to person and used to pay bills to companies. Branchless banking has also been successful in South Africa and the Philippines. Zidisha uses mobile banking for loan disbursements and repayments, transferring funds from lenders in the United States to borrowers in rural Africa who have mobile phones and can use the Internet.
Police car - Wikipedia
Emergency vehicle equipment The police car on the left is fitted with a lightbar, making it instantly recognizable as a police vehicle. The one on the right, commonly known as a 'slicktop' in the US and Canada does not have a lightbar, making it less obvious, particularly when seen from the front e. Police cars are usually passenger car models which are upgraded to the specifications required by the purchasing force. Several vehicle manufacturers, such as Ford , General Motors and Dodge , provide a "police package" option, which is built to police specifications in the factory. Police forces may add to these modifications by adding their own equipment and making their own modifications after purchasing a vehicle. This is usually accomplished by heavy duty suspension , brakes , calibrated speedometer , tires , alternator , transmission , and cooling systems , and also sometimes includes slight modifications to the car's stock engine or the installation of a more powerful engine than would be standard in that model.
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Combat veterans shoot down the NRA: ‘The good guy with a gun is based on a fantasy world’